Paying for Alzheimer’s Care can be nearly as devastating as the disease itself, ... and it's probably one of the last things you want to think about ... but if you can spare a moment I’d like to show you ...
 
 
"How Alzheimer's Families Can Immediately Stop Depleting Assets, Draining Nest Eggs And Finally Gain Back Your Control." 

 

 

 

 

 

 

From the Desk of Brian Willie, Elder Law Attorney

Friday, 3:22 PM

 

 

If your family is dealing with Alzheimer’s you have more than enough to worry about. Let me help!  As the mind and body of your loved one starts to shut down, they will need help-- especially when the need for long-term care is close at hand.  

 

Sadly, the medical symptoms can’t be reversed at this time, BUT  THE STRESS AND WORRY OVER THE COSTS, CAN!

 

 

Dear Friends,

 

We still don’t understand exactly how Alzheimer’s disease damages the brain, but we do know that it strikes gradually and ferociously. And, the financial strain put on families can be just as unkind.

 

I’m sure you’re more than aware how difficult this disease can be emotionally, physically and financially. It can literally make you feel helpless. The negative impact on your health, employment, income and financial security can cause you to experience high levels of stress and depression.

 

According to the Alzheimer’s Association, almost 10 million Americans act as Alzheimer’s caregivers, providing some form of care to loved ones with Alzheimer’s or other forms of dementia. Annually, this adds up to a staggering 8.4 billion hours of unpaid care. A contribution valued at $89 billion.

 

Yet ironically, with billions paid out in government benefits, close to 57% of Americans receive NO FINANCIAL SUPPORT from Medicare, Medicaid or any other government programs.

 

 

 

Financial support that your family is entitled to know about, apply for, and in many cases receive!      

 

I know how hard this wretched disease is to deal with. Like you, I have watched someone special change before my eyes, and I understand how frustrating and overwhelming the disease can be.

 

I’ve experienced the stress of dealing with someone who seems deliberately difficult or who fails to recognize that something is even wrong…and how a life that was once filled with exuberance has been reduced to the heartache that they may now not recognize you.  I know how hard it is to focus on anything else, let alone money.

 

But, eventually you will have to prepare for your loved one’s long-term care…and the literally shocking costs that you will face.

 

Find Comfort in Knowing Your

Financial Options

 

 

There are many ways to relieve the financial burden that occurs with Alzheimer’s disease. But getting assistance from Medicare, Medicaid, the Veteran's Administration and other public sources can be so complex that many people who deserve help simply never figure out how to get it.

 

And, finding out what programs you can qualify for is a hugely time consuming process.  I’m sure you’ve talked to doctors, social service professionals, read books and visited informative websites.    The sad reality is however, that much of the advice you will receive is outdated or just plain wrong.

                                                                                                                          

Let’s take a quick look at some of the programs out there:

 

Medicare  will pay some nursing home costs when skilled nursing or rehabilitation services are required.   But, you must use a Medicare-certified nursing home and you must receive care immediately after a hospital stay, but only up to 100 days with only 20 days paid in full.  So if you are facing long-term care in a nursing home for more than 100 days, Medicare will eventually run out. And, Medicare can’t help you if your loved one is in an assisted living facility and Medicare for in-home care is very limited.

 

Medicaid  will cover most nursing home costs for people with limited income and assets. But, eligibility varies by state and will only pay for facilities certified by the government.   Many people believe the limited income and assets requirement means they could never qualify for Medicaid. But, in many cases, they are wrong. There are steps you can take to preserve your savings, car and even your home, and much more. Millions also believe that they would never need Medicaid, but the statistics paint a different picture:  the average person runs out of their money after less than 26 weeks in a nursing home. Other statistics put it at less than 14 weeks.

 

Veterans’ Benefits  are available to veterans and widows of veterans who meet certain criteria.  Most people are unaware of a little known benefit that acts as a pension simply for being over 65.  I’m not talking about an insignificant amount of money either. In many cases it can add up to more than you receive from social security. Up to about $1,900 per month!

 

However, the majority of people (about half of all nursing home residents and most residents who use at home care or who live in assisted living facilities) pay costs out of their own savings. This is called Private Pay  .

 

When your loved one pays privately, their money is eaten up by ever rising long-term care costs until eventually they become eligible for Medicaid.  

 

Still some people never become eligible because they either don’t understand their options, or they have somehow violated harsh Medicaid rules—even years ago when nursing home care was the furthest thing from their mind.

 

There’s no doubt in my mind that Alzheimer’s disease robs a person physically, mentally and financially, but with the right information and a little pre-planning you can minimize the negative impact your family will face.

 

And, there’s no time like the present to prepare.

 

 

It’s Like Winning the Worst

Kind of Lottery...

 

 

You see; the number of Americans who survive into their 80s and 90s is expected to increase (because of advances in medicine, medical technology and social and environmental conditions). Yet, the frequency of Alzheimer’s disease and dementia also increases with age, so the number afflicted with this disease is expected to rapidly grow.

 

Alzheimer's is the sixth-leading cause of death (higher than diabetes.)

 

As many as 5.2 million people in the United States are living with Alzheimer’s (That’s 16% of all women, and 11% of all men in this Country. Now that is truly scary)

Every 71 seconds, someone develops Alzheimer’s.

The number of new cases is expected to reach 454,000 per year by 2010,  615,000 per year by 2030, and 959,000 per year by 2050.

10 million baby boomers  will develop Alzheimer's in their lifetime.

 

(Source: 2008 Alzheimer’s disease Facts and Figures; Alzheimer’s Association)

 

No one can predict with 100% certainty that our parents will not be affected; that we will not be affected.

 

The question becomes: will you be able to cope with the $2500 to $6000 or more needed per month to keep your loved one at home with in-home health care, at an assisted living facility or in a nursing home? How long will Medicare support you? Will you be eligible for Medicaid? Can you qualify for a Veteran’s Benefit that can provide tremendous support to offset costs?

 

Will you qualify for benefits or will the eligibility rules change and become more rigid?

 

But, for now, what I do know is that there is just so much  misinformation out there.  Social workers, long-term care workers, hospital discharge planners, nursing home administrators all mean well, and are trying to help, but they don’t have the expertise to look at the “big” picture.

 

So a lot of bad advice is being passed out. Advice that can cost you thousands in extra care costs.

 

Even financial planners who you might trust to help you make decisions about how to qualify for benefits are often driven by financial incentives (commissions) and can provide highly damaging advice.

 

 

Being Misinformed Just Creates

Added Problems and More Fear

 

 I

I

It’s not my intent to scare you or to create more stress and worry. You have enough to worry about. But if you are caring for someone with Alzheimer’s ... even if you suspect Alzheimer’s and are noticing some early symptoms ... you need to know what financial options are available, and start protecting your family’s finances and assets to prepare for the extraordinary costs ahead.

 

And, in a moment I’m going to show you exactly how to do this, but before I do, let me share a brief story with you.

 

 

 

I’ve Been Exactly Where You Are

 

My Grandma Betty on her birthday

 

I’m Brian Willie and I have witnessed firsthand, the cruel impact Alzheimer’s and other diseases have not only on the person with the disease, but on their friends and family members as well.

 

I was in my late 20's when my Grandpa Gene was diagnosed with Shy Drager disease (a rare disease that has symptoms similar to Parkinson's but with elements of progressive dementia, like Alzheimer’s).

 

My Grandpa Gene and Grandma Betty were average seniors. They owned a modest home and a single car. They had worked hard all their lives and managed to tuck away a little money, but mainly lived on two social security checks and a very small pension.  

 

Over the years I watched Grandma Betty do an amazing job of trying to care for Grandpa Gene.  But, eventually it just became too much for her. As the disease progressed, my Grandpa required around the clock care.  She needed help and she needed it quickly.

 

And, while getting the best possible care was a huge concern, an unspoken concern was: How in the world was my Grandma Betty going to pay for that care?

 

I saw my whole family struggle to find financial help and noticed how much money they wasted on advice from Estate Planning firms, Financial Planners and CPA’s--professionals who knew how to deal with finances and investments and planning for what happens at the time of death, but had no clue how to help those who would outlive their money and assets.

 

In fact, this difficult time influenced me so strongly that it actually helped me become the person I am today – an advocate for the elderly and an elder law attorney.

 

Since then, I’ve been on a personal mission to help families-families just like yours to sort out this maze of government rules and teach them how to unlock benefits many don’t know exist.

 

My dedication to Elder Law dates back to 1995 when I struggled to help my grandparents find the answers they needed.

 

In my career as an Elder Law Attorney, I’ve helped so many families face their fear and come out on the other side in a position to move forward knowing they have taken the best steps to protect their loved ones.

 

In my law practice, while I do handle traditional Estate Planning services, which involves “what happens to my assets when I die" my primary focus is actually on “what happens when I outlive my income or my assets?" It is critical to answer both questions.  In fact, people today are more likely to outlive their income and assets due to an illness like Alzheimer's which requires them to need long-term care.

 

Today, people are living longer and longer--but through proper long-term care planning, you can legally protect your assets so that you don't outlive them and can even pass them on as an inheritance.

You see; at a time in their life when the burdens of life should be lifted, our seniors are suffering!

 

I not only started my elder law practice, but also created this program to help everyday people just like my grandparents and your husbands...wives..your mothers and fathers find the answers they so badly need, so YOU can preserve as much money as possible.

 

Most seniors don’t have the kind of money needed for long-term care costs. Most don’t know what programs are offered or if they are eligible for assistance. Many people are lost and confused over the qualification process and no longer know what information they can trust. 

 

 

What Happens To Surviving Family Members?

 

  

 

When families do nothing, they often lose everything: their nest eggs, their home and their children’s inheritance, as they struggle financially to pay for the long-term care that’s needed.

 

Of course, it’s not the family’s fault. It's not your fault.

 

Even, if you were among the 2% of Americans who actually own a long term care insurance policy, you’d probably find that your policy contains a lot of coverage-limiting fine print.  Many policies exclude things like at-home care or the cost of assisted living, but families don’t find out until it’s too late. Long term care insurance policies may also end after a short period of time, and you can find yourself back in the same position. Too much money to qualify for government programs, yet not enough to pay privately without eventually just running out of money.

 

Plus, people from Medicare and Medicaid are taught to withhold money, much like insurance companies. They make the application process so confusing and it’s often difficult to get answers. It seems like the mentality of our government benefits programs are to “deny…delay..” In a sense, they are just hoping that if they make it so difficult to understand-you will give up and go away.

 

I’m angered by the frustration families feel ... by the bureaucracy of today’s system ... and the “insurance- like” mentality of the government to deny first and ask questions later.

 

I don’t think it is right that families who work so hard and have saved some money, own a home…have invested wisely… are asked to give it all up to pay for this horrible disease.

 

 

It’s Best To Get Professional Advice

 

What families really need is a firm understanding of the costs of long term care (in-home health care, assisted living, nursing homes, etc) and how each of the main government programs work, and more importantly, how they all fit together, so that you are well equipped to help your loved one plan ahead.

 

But, I also believe that this advice needs to be comprehensive, yet affordable  .

 

Not everyone has the financial resources to invest upwards of $3000 to $12,000 for an Elder Law Attorney to help them.  Most elder attorneys charge $250.00 to $350.00 an hour or more, and depending on the complexity of your situation you could be looking at thousands in consultation and planning fees.

 

Until NOW!

 

I’ve come up with a way for you to get literally thousands of dollars of Elder Law guidance for a complete fraction of the cost.

 

So if you’d like to end the confusion about how our government benefit programs work ... such as Medicare, Medicaid and Veteran’s Benefits…and find out how each of these programs overlap and can work together... and how by learning specific rules, you could literally save thousands or even hundreds of thousands of dollars in long-term care costs-- then this program is right for you.

 

Every day I work with families…families just like yours who can’t seem to sort through the complexities of our system. (The rules are forever changing and can be so confusing.).

 

Many of you have told me that you need help. And, I’ve heard first hand how you’ve spent hours researching on your own, only to end up confused, frustrated and spinning your wheels.

 

So BEFORE you invest thousands of dollars with Financial Planners, or CPA’s and get potentially damaging advice ...

 

BEFORE you sell your loved ones home or drain your family’s life-savings  ...unnecessarily

 

BEFORE you spend money to hire an Elder Law Attorney,

 

and most importantly

 

BEFORE you do the wrong thing and fall into the traps so many people do--traps that end up costing them thousands...I’d like to present an affordable alternative to you.

 

 

 

 

Early Praise For "Ultimate Alzheimer's Care Rescue Program."

 

Dear Brian,

"Your program is very complete & detailed. Any one who needs information on medicaid planning & strategies, to qualify for medicaid service...I do recommend Alzheimer's Care...It will give you information that you will need before you apply for medicaid, or Veteran's benefits. It will also give you estate planning and probate info."
Ned, Eufaula, Oklahoma

 

"This is the kind of information I have been needing desperately for 3 yrs or more already, with my husband being one of the youngest to ever suffer from this dread disease before the age of 55. I would like to volunteer some time to being a personal testimony at any promotional meeting introducing your program. This is a cause I want to take up a banner for, to assist as many others as possible"
Brenda, Austin, TX

 

"I have only listened to a couple of the recordings so far, and they seemed quite informative. It is inspiring me to review and refine my estate documents. The process of downloading the materials was quite painless and worked perfectly. I have copied the mp3's to a player for listening. I look forward to finishing the complete program. Thanks."
Michael, Escondido, CA

 

How Would You Like To Learn the Exact Rules Elder Law Attorneys Use Every Day, So You Can Finally Make Well-Thought-Out Decisions?

 

 

You see, I’ve prepared a comprehensive package that can help you trim countless hours from your research and give you a keen understanding of how each program works.

 

The bottom line is that I've put my heart and soul into this project, and nothing is being left out.  I’ve literally spent more than 200 hundred hours putting together this complete, comprehensive package for you.

 

This is a COMPLETE program that will help you understand all of the major financial and long-term care planning decisions you will face when Alzheimer’s disease has invaded your life.

 

... Plus, stop you from having to fork over thousands for legal advice, until you’re ready to take specific action.

 

And, it’s been all been laid out for you... in a logical, easy-to-follow manner ... so you’ll know exactly when these critically important planning details need your attention.

 

This is truly a one-of-a-kind program that will provide accurate answers so that you can then make well thought out, informed decisions that will prevent you from taking a wrong turn which could cost you thousands.

 

This is not another book on Medicaid, or some article on how a Veteran's Benefit "may" be available to you. One of the main reasons I created this program is that everyone who has written books seems so secretive about how each of these programs work in great detail. The books out there give you only one small piece of the puzzle, but then leave it up to you to figure out how it fits in to the big picture.

 

This is literally the nuts and bolts of everything you need to know about how you go about qualilfying for the important government programs you may so badly need so that you don't go broke paying for Alzheimer's care.

 

How Can This Program Help You 
Save Money?

 

You’ll understand exactly what planning is needed, when to do it, and most importantly how to avoid all the traps and pitfalls when trying to qualify for government benefits. These traps and pitfalls are the #1 cause of people being disqualified from receiving the benefits. These are the innocent mistakes people so frequently make that end up costing them thousands and in some cases hundreds of thousands of dollars. Why? Because they are forced to pay privately with their own funds, or borrow from their friends and families because they were either denied or told they must ride out stiff penalty periods--periods of ineligibility.

 

But there really is a better way...

 

You’ll not only be pointed in the right direction, (heck I'll practically drive you there!) so you can find out what your alternatives are, before you make costly mistakes such as selling a home or transferring savings, or adding loved ones to joint accounts.

 

You’ll walk away with an absolutely firm understanding of exactly how the system works, what questions to ask, and the information you’ll need to get the ball rolling.

 

Of course, at some point you may still need to see an Elder Law Attorney, but you’ll be far and away ahead of every other person walking into their office, because you’ll have been able to take the right steps and more importantly avoid the missteps so many people take-steps that cost them thousands and sometimes hundreds of thousands of dollars. You’ll be completely prepared for your consultation, and likely able to substantially reduce your consultation time and costs.

 

More importantly-knowledge is power. And to date, no program like this has ever been created.   This will be you receiving an easy-to-follow, step-by-step education on exactly how this works, directly from a highly experienced Elder Law Attorney.

 

And…with that knowledge you can finally stop spinning your wheels trying to figure out the big picture of how all of these programs work and how they tie in together. This is truly a once in a lifetime opportunity to learn the rules that top elder law attorneys rely on…and use them to go out into the world and help your loved one in a very real and meaningful way.

 

Introducing....

 

"ULTIMATE ALZHEIMER'S CARE RESCUE PROGRAM"

 

 

 

6 Complete Learning Modules

 

With this program you'll get 6 comprehensive educational modules-all laid out in detailed audio recordings--allowing you to listen anywhere and at anytime. It's so easy, you can literally just push play and the recordings will start, or if you like, feel free to download any or all of these audios and put them on a cd or mp3 player. Note: This is an instant digital download, nothing will be shipped which allows me to keep the cost of the program way down because I don't have the inventory and shipping costs.

 

I’ve recorded these as audios so it won’t take away from your already hectic lives. You can listen on the way to work, while cleaning the house, or while soaking in a hot bath.  While videos are good for some programs-they end up tying you to your computer to watch them. I want to free you from this so that you can learn this material anytime.     

 

And, there’s no need to fumble through pages of complicated legal jargon. I’m going to take you by the hand through the entire process. Simply listen as I explain each step, each detail, in easy everyday language! No legal mumbo jumbo here.

 

 

Look at Everything This  

Program Offers:

 

6 COMPLETE LEARNING MODULES:

 

Module #1:

Estate and Life Planning:  Critical Steps To Take Now

 

3 Critical Documents ALL Seniors Must Have: You’ll hear about three of the most important documents and what they must contain.
Power of Attorney Documents: Discover powerful language that almost always should be included, but rarely is. Not having this can prevent you from receiving benefits without significant court involvement
Dealing with Inconsistent Bank and Hospital Requirements: You can put in place power of attorney documents you think will work and they may just tell you differently. I'll show you how to avoid this.
How to avoid a Conservatorship or Guardianship: We’ll talk about these very expensive, time consuming and emotionally draining court proceedings. They can cost $5,000-10,000 or more in legal fees and many families facing Alzheimer’s require them. Learn this one thing and it could be worth the entire price of this course.
The first thing you must do if your loved one has NO documents in place: You’ll hear all about legal and mental capacity for your loved one, and tests doctors and lawyers must use to determine capacity. You'll also learn what to do if they do not have capacity.
Why use of "gifting" in estate planning could shatter your chances of getting Medicaid and can cause major income tax problems for your loved one who receives the gift.
Discover 3 significant mistakes 85% of families make: These three costly mistakes can ruin your chances of getting government assistance, stop you from qualifying for Medicaid, and cost you thousands more than necessary
Learn all about estate planning. You'll walk way with a complete understanding of what an estate is, and exactly how estate planning works. You'll also clearly understand how estate planning factors in to the government programs we'll discuss in later modules.
Minimum Estate Planning: The Will: You’ll understand the legal requirements needed to make your Will valid – and why there is really only one type of Will that’s best. You’ll learn why the “sweetheart” will you may have in place now can come back to haunt you.The Use of Revocable Living Trusts: This section explains what Living Trusts are, and how they are normally used in estate planning. Plus, why they are generally totally inappropriate for an Alzheimer’s patient.

Why following the advice of a normal estate planning attorney, financial planner or CPA can actually keep you from receiving government paid care for months and in some cases years!


 

Module #2:

Introduction to Medicaid:  What Every Family With Alzheimer's Must Know

What is Medicaid: What it covers, exactly how it works, and how it relates to in-home health care, assisted living stays and nursing home care. You'll also learn why most people wrongly believe that they will never need Medicaid, and the devistating consequences of holding on to this belief.
All about the Medicaid Application Process: How long it will take and the steps you can take while you wait. What you can do if you are denied
Common Medicaid Myths Put to Rest: You’ll understand how Medicaid works and why this financial resource proves to be a benefit for 45% or more people with long-term care needs
Discover the Best Time To Apply for Medicaid! See why applying too soon or too late can damage your chances of getting benefits.
Medicaid Income Qualifications: Find out how much monthly income your loved one can have to qualify. What happens to the income once you qualify: how much can be kept and how much must be applied to their care.
Learn everything you need to know about a "Miller Trust” and how it can help your loved one qualify for Medicaid even if they have too much income. Plus, what most “Miller Trusts” must contain. Plus, find out if your state is an "income cap" state--meaning that without a Miller Trust, if you have too much income, you would be automatically denied!
All about Assets- Exactly which assets Medicaid counts, and which ones they do not. How Medicaid protects your family member’s spouse using a fair division of assets. You'll learn all about how you can protect your home, car, personal belongings and much more!
Medicaid Transfer of Asset Rules: Get these wrong and your loved one will be ineligible for months or even years. It’s that serious.
All about the “Look Back Rule” and how it changed dramatically in 2006. Finally, the confusion is put to rest. You’ll know what penalties could apply; what happens to assets if they were transferred during the “look back” period, and why most people are denied benefits because of the confusing “Look Back Rule”. Plus, how misinterpreting this puzzling little rule can cost you thousands if you don’t get it right.
How to protect the home of your loved one: Find out about a critical form that absolutely must be filled out.
How much home equity you can have and still qualify
2 Critical Ways Medicaid Protects the Spouse of an Alzheimer's Patient--calculations and special rules Medicaid uses when an applicant is married and requires nursing home care.
How seemingly innocent transfers of assets - such as adding your son or daughter to a bank account - can create devistating penalties and long periods of ineligibility.
Discover why confusing gift tax rules with Medicaid rules can be a sure-fire recipe for disaster!
Annuities and Medicaid: Key questions to ask annuity sales people. You'll learn about the only type of annuity that works and the precise language that must be used in order for it to be valid. And, how states are getting sneaky when it comes to annuities and the latest pitfalls to avoid.

 

Module #3: 

Medicaid Planning:  How To Qualify When You Have Too Much Income Or Too Many Assets

You’ll soon understand the latest techniques Elder Law Attorneys use everyday to help Alzheimer patients qualify for Medicaid.
The legal and ethical ways to overcome the most rigid Medicaid rules. You’ll know how to proceed and the best way to pursue Medicaid eligibility
How to effectively Deal with Too Much Income!
How to take what Medicaid hands you as an opportunity. You wouldn’t think of filing an income tax return without taking every available legal tax deduction would you? This is the same thing, only with Medicaid. I’ll explain it all here
6 ways to convert a “countable” asset to a non-countable asset. Learn these, and Medicaid will ignore these assets when it determines if your loved one qualifies.
Which transfers are subject to a penalty and which are NOT! Why Medicaid may treat your house as a non-countable asset when it comes to qualifying but "yank" your Medicaid eligibility the minute you sell or transfer your house to a loved one.
Why the dreaded “spend down” is often a myth that does not apply if you do things correctly
Get at least 27 tested strategies to increase chances of receiving Medicaid: Learn all about Medicaid and the ease of qualification once you know the key strategies to use.
How to avoid the Medicaid Trap!
How to help loved ones with Medicaid planning, even if they don’t have mental or legal capacity to make decisions.

 

Module #4:

Medicaid Estate Recovery:  The New Threat

 

 

The Latest Medicaid Threat! How many States end up paying themselves back for Medicaid benefits… and why that should scare you.
Tips, strategies and techniques to protect your loved one’s home, savings and other assets from Medicaid swooping in after they have passed away and trying to take it all to pay themselves back for the benefits they paid.
Warning: All those assets you protected when your loved one was alive, can be seized the moment your loved one passes away. This section covers the steps you must take to protect your family’s assets. (It’s so important and extensive I’ve devoted a full module just to this).


 

Module #5:

Veterans’ Benefits: Step-By-Step, How To Qualify

 

You’ll learn everything you need to know about obtaining the elusive “Aid and Attendance” benefit from the Veteran’s Administration.
Who qualifies for Veteran Benefits: How much income and assets can your loved one have and exactly what to do when you have too many assets and too much income to qualify
Why so many eligible Veterans give up too soon: And, how to avoid the same time-wasting traps they fall into
Why the VA just hopes you will go away and how to get what you are entitled to
How a Veteran's Benefit can help your loved one stay in assisted living facility, or at home with in-home health care in some cases for several years.
How to get up to $1900 per month, every year without reducing social security or other retirement income. Plus, how the widow or widower of a wartime veteran can get up to nearly $1,000 per month.)
How to get your loved one FREE prescription drugs and FREE medical care through the VA! You'll learn why qualifying for a VA Benefit does not have to be an all or nothing deal. And, how even a receiving a few dollars per month in a VA payout helps your loved one get free care and prescription drugs.
Why qualifying in the wrong way for VA benefits can spell disaster when your loved one needs Medicaid down the road, (and unfortunately, many, many people who apply for and receive the VA benefit will go on to need Medicaid).
The "secret" the VA is keeping from you! You'll learn why you can call the VA, and they are likely to tell you you make too much income to qualify. Plus learn the "secret" they are withholding from you that makes that not true! Hint: If you learn this ONE thing, it can be the key to unlocking your entitlement to a VA benefit. Yet, most people never figure it out on their own, because the VA does not want you to know it! I'll tell you exactly what it is and exactly how it works.
Receive detailed information about every form you'll need, what must accompany the form, where to file and the 3 people or organizations that can help you … and how to get approved more quickly and easily.
Learn "VA Speak." Speaking "VA" is like learning a foreign language. I'll be your translator! You'll learn all of their key language, what it means and how it can help you qualify.


 

Module #6:

Understanding the Probate Process

You’ll hear all about the probate process, whether your loved one dies with or without a will. You’ll walk away with a clear understanding of the probate process and how to administer your loved one's estate
You’ll find out about the role of an executor, what duties they will be asked to perform and what they happens if they don’t adhere to the will
Ways to Minimize Probate Hassles! Or even better, how to avoid probate all together! But, you'll also learn why some common probate avoidance techniques can kill your chances of receiving other forms of government paid care.
How to avoid probate all together. I’ll give you powerful techniques that can help you avoid the time and expense of probate.


 

 

The ONLY Comprehensive Long-Term Care Information Package for Families Facing Alzheimer’s!

 

Most people are confused and frustrated when it comes to sorting out the extraordinary costs and benefits available to help pay for in-home health care, assisted living costs or nursing home stays.

 

This comprehensive 6 module audio course will give you all of the right information and steer you in the right direction so that you are in the best position possible to make the right decisions for you and your family. 

 

Armed with this knowledge you will be better equipped to apply for the right kind of financial assistance, save money on legal fees and potentially save thousands or even hundreds of thousands on long-term care costs for your loved one.  

 

Taking no action or handling your income and assets incorrectly can be financially devastating. Not just in added legal fees (because “crisis” planning can be very expensive), but just in pure savings on long-term care costs.

 

Analysis Paralysis = The More You Study And Read, The More Confused You Get!

If you're frustrated, bewildered and confused by all the conflicting information out there, then Ultimate Alzheimer's Care Rescue Program is THE SYSTEM that will finally make everything as clear as crystal for you.

Have you ever had one of those "A-ha moments," when the answer to something that was perplexing you for ages just popped into your head in an instant? Well, that's exactly what will happen when you finish my program. You'll say to yourself, "NOW I GET IT!"

All the pieces of the puzzle will finally fall into place. You'll finally understand the truth about how every program works and how they can help or hurt your loved one.  

My program will give you the knowledge and power to take action without suffering from the nagging self doubts that cause procrastination and immobilize most people. You'll move forward on this plan with total confidence, knowing you're doing it the right way.

 

Strategies That Could Literally

SAVE You $1000’s in Long-Term Care!

 

And, best of all, this program doesn’t require a lot of time, previous knowledge or any intense study at all. It’s delivered in an easy to understand, simple to follow audio format where you can just push play on your computer or even download the audios to put on a cd or listen on an mp3 player. I’ve broken it all out in an easy to understand, step-by-step manner. You can’t get this level of detail in any book or other program, online, or offline. Period.

 

 It’s that powerful. And as you'll read more soon-there is absolutely zero risk on your part.

 

 

 

 

...Because I'm 100% committed to your absolute success, I take a hands on approach. This means that I continue to interact with you and help answer clarifying questions you may have. With that said, I must limit the number I sell to 100 Copies.

 

As you can imagine, if I allow too many copies to be released, this would not allow me to serve you to the best of my ability. So, I've decided to strictly limit access. And spots will be gone fast. I want to be able to clearly focus on you individually and provide you with the attention you deserve. If I let too many people in, I won't be able to do that, and I just don't work that way. So if it starts getting too full, I will have to close the doors on this program and I may not bring it back for awhile.

 

And since I have ALOT of people who receive my emails and newsletter and an almost frenzy of people who have been on my waiting list for over 6 months to get this program, you do have to act fast...

 

 

Try My "Ultimate Alzheimer's Care Rescue Program"

Better Than-Risk Free, 60 Day Money Back Guarantee!

 

My Iron Clad Guara ntee to You


If at any time for 60 days (that's 2 full months)! you aren't completely head-over-heels, jumping up and down with joy, absolutely thrilled with my course, you can simply contact me by email or phone for a full refund of your full purchase price.

 

This guarntee is very straightforward. No teeny, tiny print. No notes needed from mom. Nothing. I'm only interested in having extremely satisfied customers. So if you aren't happy, I'm not happy either. I'll gladly refund your money.

 

You see, I'VE DONE ALL THE HARD WORK FOR YOU! You won't have to "re-invent the wheel" like so many do. You can go ahead and spend a ton of money and years to put this information together on your own-but why? -When I'm prepared to hand it to you on a silver platter AND guarantee that you'll be 110% satisfied.

 

PLUS: Continuing Support. I Won't Hit and Run on You.

 

No, I won't just give you access to all of these great modules and bonuses and then disappear. I'm totally committed and interested in what happens WITH YOU. So you're stuck with me to help you out over the long haul!

 

 
 
 

And, It Gets Even Better For You, Because When You Order Ultimate Alzheimer's Rescue Program Basic Version, Today You'll Also Receive The Following 3 Bonuses From Some Of The Top Alzheimer's Experts-Worth An Extra $117! Yours Free.

As an additional bonus for ordering TODAY, you'll also receive three FREE bonuses which were originally previously only available to a small group of my preferred clients.

However, I wanted to include  these bonuses, because they are absolutely essential to your success with the program. These bonuses are valued at $117! But they're yours absolutely FREE when you order Ultimate Alzheimer's Care Rescue Program today!

 
 
Bonus #1 Mind Stimulating Activities For Your Loved One ($49 Value) 

 

 

  Audio Interview with Susan Berg, Certified Dementia Specialist, Activities Director of a Major Nursing Home Dementia Unit and A uthor of Adorable Photographs of Our Baby-Meaningful, Mind-Stimulating Activities and More for the Memory Challenged, Their Loved Ones, and Involved Professionals, a book for those with dementia and an excellent resource for caregivers and healthcare professionals.

Bonus #2 Secrets Of Finding The Top Nursing Homes And Assisted Living Facilities ($49 Value)

 

  Audio Interview with Pat Dismukes, Founder of the National Nursing Home Advisory and Author of the Book "5 Star Nursing Home Comparison Guide." Pat has a wealth of experience and will teach you the secrets to finding the best nursing homes, what to look for, when to visit, the questions to ask and how to spot elder abuse. You'll learn how you can find 5 star quality nursing homes even if Medicaid is paying and the best assisted living facilities out there.

Bonus #3 Top Tips For Caregivers ($19 Value)

 

 

 Special bonus report, "Top Tips For Caregivers" by Denise M. Brown. 

Denise began working with family caregivers in 1990. She regularly speaks about the family caregiver experience; her insights have been featured in The Wall Street Journal, SmartMoney.com, Time magazine and Chicago Tribune. Denise is also a professional caregiving coach, working with family caregivers and professionals to find the meaning in their journeys. She is the author of The Caregiving Years, Six Stages to a Meaningful Journey and Take Comfort.

 

Life is Way Too Short to Try And Learn This On Your Own Through Trial And Error. Why Not Shortcut The Learning Curve?

Why go through years of trial and error when you can - in a matter of hours - listen to these push button easy audios and master secrets known by less than 1% of the population? You'll then be ready to face any challenge related to Alzheimer's care head on, armed with the comfort that you know what you are doing!

This is exactly the kind of information I wish I had all those years ago when we were trying to help my Grandma sort through the maze of benefits!  Learning even one or two of these "insider secrets" would have short cut her timeline by at least a year and saved her thousands. Maybe more. These are secrets most people NEVER discover by trying to do it on their own.

I firmly believe that it is now my duty to take my years of experience and finally share with you what I know works. Are you ready?

I Will Take You By The Hand And Teach You The Proven Techniques Of The Smart People Who Get To Keep Their Life Savings And   Get Fantastic Care... Cutting Edge Information "Straight From the Trenches"

These are not theories written by someone who's never done this. I practice what I preach and use this system myself.

But the real beauty is that I have applied this same program with countless other people from all walks of life to help them save thousands and in some cases hundreds of thousands of dollars! Does it make sense to listen to the "armchair experts" who ramble endlessly about their theories while the famlies they preach to are going poor?

 

Ok Brian, So What Is This Going To Cost?

Before we get on with the cost of the program, let's talk about what it won't be costing you.

 

You could easily pay $350 per hour ... and fork over $3000 to $12000 (or more) to an experienced, qualified Elder Law Attorney to evaluate your situation, help you preserve assets and qualify for financial assistance.

 

My one hour consultation fee is normally $350. But you are going to get well over 7 hours of the highest quality, most up-to-date information out there. Information presented to you, just like you and I are sitting down together in my office. And that's just the main program.

 

You will get several more hours of extraordinary information from a team of Alzheimer's and long-term care experts I've assembled in the bonus section!

 

7 hours face-to-face with an Elder Law Attorney would likely cost you at least $2,000. The experts I've assembled in the bonuses I'm giving away are some of the top people in the Country in their fields.

 

Now, of course I can’t promise that my "Ultimate Alzheimer's Rescue Program" will help resolve all of your family’s personal situation, but I can promise that you’ll have an extremely thorough understanding of each program available, all of the important documents you’ll need and the best financial strategies to follow to protect your loved one's home, car, life savings and other assets.

 

Let's face it, just to take your loved one to a good doctor for one visit can cost $250-350 without insurance. And that's just the visit alone.

 

You wouldn't think of attacking this disease without a good doctor in your corner right? The same thing goes for having the right information about how to pay for this devistating disease and do so without going broke.

 

One way to look at this is when you participate in my program--if you receive only one strategy you can use which ends up saving you even one month from having to pay privately for at-home care, an assited living facility or a nursing home-you would be saving a minimum of $2,500-6,000 just from that one piece of information! 

 

But, I've provided hundreds of strategies, tips and techniques that could end up saving you much, much more than that.

 

Some people thought I should charge at least $2,000 for this program, but I told them no way, that would be too much for families struggling to find answers.

 

 

ORDER The Basic Version Of Ultimate Alzheimer's Care Rescue Program AND The $117 Worth of Bonuses...

 

All for Just $297  $197.

Or New 2 Pay Option

Just $297 Two Payments of 98.50

Or Order The Deluxe Version For Just A Bit More And Get $656 In Extra Bonuses Free.

 

With The Deluxe Program, You'll Get The Main Program And All Of It's Grea Bonuses, PLUS You'll Also Get:

 

1. The Ultimate Alzheimer's Care Rescue Program "Transcript Companion"  ($250 Value). Every word of the program has been painstakingly transcribed so that you can easily follow along, anytime. Or just print them off and read them at your leisure. We all learn in different ways, and the majority of people who have ordered this program absolutely love these transcripts!

2. Audio Interview With Top Alzheimer's Doctor, Dr. Vincent Fortanasce (Includes Written Transcripts)($149 Value)

  Audio interview with Dr. Vincent Fortanasce. Dr. Fortanasce is one the foremost Alzheimer's experts in the Country today. He is the Author of the "Anti-Alzheimer's Prescription," (#1 for 9 straight weeks on Amazon.com in its category) the first book of its kind that teaches you the four step proven method to slowing the progression of Alzheimer's by 10-15 years in those genetically predisposed to the disease and warding it off completely for the 70% of the population not genetically predisposed.

Dr. Vincent Fortanasce, ranked as one of the best physicians in America, has treated high-profile individuals such as Pope John Paul II and Major League Baseball Hall of Famer, Tommy Lasorda.  He’s helped thousands of individuals over nearly four decades as a world-renowned neurologist, psychiatrist and rehabilitation specialist. 

He has appeared on 60 Minutes, The Today Show, Dr. Phil, Dateline, CNN’s Paula Zahn Now, Hard Ball with Chris Matthews, XM satellite radio and scores of national and local television and radio shows. Frequently sought out as a medical expert, Dr. Fortanasce is a regular spokesperson for the California Medical Association at the Senate and Legislature assemblies.  He’s been quoted in the New York Times, Sports Illustrated, USA Today, U.S. News & World Report, the Los Angeles Times, Time Magazine, The New Yorker, and many other prestigious publications.  His syndicated radio program, St. Joseph’s Radio Presents, Mother Angelica Network EWTN, has a listenership of more than 170,000.

You'll learn critical information such as:

  • How each stage of Alzheimer's develops  
  • The time between each stage  
  • When it's time to move your loved one into a nursing home (and why it may be sooner than you think).  
  • How to know when it's time to take away the keys  
  • Why one thing we eat at restaurants everyday may be dramatically increasing our chances of developing Alzheimer's  
  • Steps you can take today to decrease your risk in a major way!  
  • How far off we are from a cure  
  • Why the medicines your loved ones are taking probably don't work  and what to do about it.
  • Much much more. This is an interview you will not want to miss!  

3. Written Transcripts Of My Interview With Susan Berg On Alzheimer's Activities    ($27 Value)

4. A Copy of Susan Berg's Ebook (The Top Alzheimer's Activity Book Out There)  ($27 Value)

Instant Download Access to THE Premiere Alzheimer's Activities Book-- Susan Berg's Ebook, Adorable Photographs of Our Baby-Meaningful, Mind-Stimulating Activities and More for the Memory Challenged, Their Loved Ones, and Involved Professionals, a book for those with dementia and an excellent resource for caregivers and healthcare professionals.

5. Written Transcripts Of My Interview With Pat Dismukes: Secrets of Finding The Top Nursing Homes And Assited Living Facilities  ($27 Value)

6. Access To My "Veteran's Benefits Resource Document."   ($149 Value) Here, you'll have access to the actual charts used by the VA (all explained in detail by me) links to the actual forms you'll need, how to obtain a copy of your loved one's discharge papers, links to the correct office where you'll file paperwork and a list of every Veteran's Service Organization approved by the VA that can help you apply.

7. Powerful Ways To Sharpen Your Memory Ebook.    ($27 Value)

WOW!

That's a TOTAL VALUE of $656!

But you won't even pay...

$656

Not even...

$450

Or...

$350

NOPE!

 When YOU order the Deluxe package today you will get these extra 7 incredible resources (along with the full Ultimate Alzheimer's Care Rescue Program and its amazing bonuses) all for...

ONLY $497 $297.

Or New 2 Pay Option

Just $497 Two Payments of $148.50

The Deluxe package is regularly priced at $497 but because it is a brand new addition to Ultimate Alzheimer's Care Rescue Program, you can be one of the few lucky people to benefit from all its tremendous life-changing resources for only $297 or two payments of $148.50. That's a huge savings OFF the regular price simply because you're taking advantage of this new release promotion!

But you need to ORDER TODAY because this special limited time offer is only available for this first 100 23 people who order (and this should only take a day or so!).

So, Hurry...ORDER TODAY! 

 
 
"This is the kind of information I have been needing desperately for 3 yrs or more already, with my husband being one of the youngest to ever suffer from this dread disease before the age of 55. I would like to volunteer some time to being a personal testimony at any promotional meeting introducing your program. This is a cause I want to take up a banner for, to assist as many others as possible"
Brenda, Austin, TX

 

You May Be Surprised To Learn That You Can Pick Up My Program Starting At Just $197 or Two Payments of $98.50?

 

Quite simply, I want this program in the hands of as many people as possible, because I know it will help you. I'm sick and tired of people having the government rule their lives and force people into poverty before qualifying for much needed help. This program changes all that. Knowledge truly is power.

Remember, this program is not only comprehensive, but it is truly one-of-a kind...and delivers only the most up-to-date information that you can trust. It’s  NOT just a bunch of random ideas  thrown together. You will be given a complete, step-by-step understanding of how each long-term care program works, in great detail so that you can make well thought out decisions.

Brian, I'm Worried About Ordering Online

 

 Some people are worried about giving out credit card information online. Be assured that your order is 100% secure through McAfee Secure, the most robust, security system online. It's tested every day, and is used by thousands of merchants online. I've even put together a short, 1 minute recording on the order page to tell you exactly how secure my system is...

 

 

 

 Order The Basic Program Here

 

 

    YES Brian! Give Me Instant Access to your entire program PLUS your 3 great bonuses valued at $117, a total program value of well over $1997, For a One Time Payment of Just  $297    $197 or Two Payments of Just $98.50 If I'm not thrilled with the program, I Will Get a Full Refund With Absolutely No Hassle for 60 Days.

I also understand that only 100 copies will be made available and that these copies are likely to be gone fast because of the 6 month waiting list in place.

 

 Order The Deluxe Version Here

 

    YES Brian! Give Me Instant Access to your Deluxe version. I'll get entire program PLUS your 3 great bonuses valued at $117, PLUS 7 Additional Bonuses Valued at $656-a total program value of well over $2653, For a One Time Payment of Just  $497  $297 or Two Payments of Just $148.50 If I'm not thrilled with the program, I Will Get a Full Refund With Absolutely No Hassle for 60 Days.

I also understand that only 100 copies will be made available and that these copies are likely to be gone fast because of the 6 month waiting list in place.



HONESTe Online Member Seal Click to verify - Before you buy! 

 

 

 

Ready to find the answers you need? Click here and get started TODAY!

 

Warmest regards,

 

Brian Willie

Elder Law Attorney

 

 

P.S.    There’s rarely an opportunity to learn how you can stop depleting your assets and spending your hard earned income on long-term care costs and I’m ready to hand it to you to end your confusion.    Click here to get started today!

 

P.P.S.  Remember, you are completely protected by my 60 Day, Full Money-back Guarantee. Try my "Ultimate Alzheimer's Rescue Program" for 2 Full Months, and if you’re not completely satisfied, I’ll give you your money back – no questions asked, and absolutely no hassles.

 

P.P.P.S.   Upon purchasing, you will instantly be taken to the download page where you can download the Ultimate Alzheimer's Care Rescue Program and all the great bonuses. As a backup, and just so you have them on file, you'll also receive an email from us with these same download links.

 

ORDER NOW!

 

REMINDER: Ultimate Alzheimer's Care Rescue Program is a downloadable program. No physical products will be shipped. After you order, you will be directed to a download page and you'll also receive an email (from Brian Willie) to get INSTANT ACCESS to download all the materials and all the bonuses onto your computer. The audio files are in a Push Button easy MP3 format where you can just push play and listen or download and burn to a cd or mp3 plays.  

 

Hill Country Consultants, Inc.

12400 St. Highway 71 W.

Ste.  350  -  370

Austin  , TX 78738

 

DISCLAIMER. The information you are purchasing is for educational and informational purposes only and to stimulate a discussion among people with a common interest in these issues. Therefore nothing contained on this site, the information purchased from this site, nor in any follow up materials I provide are to be construed as legal advice. This site and all information you receive describe general, non-specific legal information and rules vary signifanctly from state to state. They are not intended to cover all the issues related to the topics discussed. Accordingly, please note that by using this site and purchasing the materials from this site, you acknowledge that the information on this site and continuing information provided is being provided "as is" and not as legal advice on any matter. No income claim or guarantees of outcomes are being made in any way. No attorney-client relationship is hereby established between the reader and Brian Willie. Neither this web site nor any on-going information are solicitations for your business as a direct client by Brian Willie or his law firm. By signing up for this service, you acknowledge that you have both read this disclaimer and understood its terms, and agree to indemnify, defend and hold Brian Willie, Hill Country Consultants, Inc. and all affilliated entities harmless.

 

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