Paying for Alzheimer’s Care can be nearly as devastating as the disease itself, ... and it's probably one of the last things you want to think about ... but if you can spare a moment I’d like to show you ...

“How Alzheimer’s Families Can Immediately Stop Depleting Assets, Draining Nest Eggs And Finally Gain Back Your Control. ”

24 HOURS AGO … A family battling Alzheimer’s was in a state of panic; worried that they couldn’t afford to adequately care for their loved ones ... but, today, they found help!

From the Desk of Brian Willie, Elder Law Attorney

Friday, 3:22 PM

If your family is dealing with Alzheimer’s you have more than enough to worry about. Let me help! As the mind and body of your loved one starts to shut down, they will need help-- especially when the need for long-term care is close at hand.  

Sadly, the medical symptoms can’t be reversed at this time, BUT THE STRESS AND WORRY OVER THE COSTS, CAN!

Dear Friends,

We still don’t understand exactly how Alzheimer’s disease damages the brain, but we do know that it strikes gradually and ferociously. And, the financial strain put on families can be just as unkind.

I’m sure you’re more than aware how difficult this disease can be emotionally, physically and financially. It can literally make you feel helpless. The negative impact on your health, employment, income and financial security can cause you to experience high levels of stress and depression.

According to the Alzheimer’s Association, almost 10 million Americans act as Alzheimer’s caregivers, providing some form of care to loved ones with Alzheimer’s or other forms of dementia. Annually, this adds up to a staggering 8.4 billion hours of unpaid care. A contribution valued at $89 billion.

Yet ironically, with billions paid out in government benefits, close to 57% of Americans receive NO FINANCIAL SUPPORT from Medicare, Medicaid or any other government programs.

Financial support that your family is entitled to know about, apply for, and in many cases receive!     

I know how hard this wretched disease is to deal with. Like you, I have watched someone special change before my eyes, and I understand how frustrating and overwhelming the disease can be.

I’ve experienced the stress of dealing with someone who seems deliberately difficult or who fails to recognize that something is even wrong…and how a life that was once filled with exuberance has been reduced to the heartache that they may now not recognize you.  I know how hard it is to focus on anything else, let alone money.

But, eventually you will have to prepare for your loved one’s long-term care…and the literally shocking costs that you will face.

Find Comfort in Knowing Your

Financial Options

There are many ways to relieve the financial burden that occurs with Alzheimer’s disease. But getting assistance from Medicare, Medicaid, the Veteran's Administration and other public sources can be so complex that many people who deserve help simply never figure out how to get it.

And, finding out what programs you can qualify for is a hugely time consuming process.  I’m sure you’ve talked to doctors, social service professionals, read books and visited informative websites.  The sad reality is however, that much of the advice you will receive is outdated or just plain wrong.

Let’s take a quick look at some of the programs out there:

Medicare will pay some nursing home costs when skilled nursing or rehabilitation services are required.  But, you must use a Medicare-certified nursing home and you must receive care immediately after a hospital stay, but only up to 100 days with only 20 days paid in full.  So if you are facing long-term care in a nursing home for more than 100 days, Medicare will eventually run out. And, Medicare can’t help you if your loved one is in an assisted living facility and Medicare for in-home care is very limited.

Medicaid will cover most nursing home costs for people with limited income and assets. But, eligibility varies by state and will only pay for facilities certified by the government.  Many people believe the limited income and assets requirement means they could never qualify for Medicaid. But, in many cases, they are wrong. There are steps you can take to preserve your savings, car and even your home, and much more. Millions also believe that they would never need Medicaid, but the statistics paint a different picture:  the average person runs out of their money after less than 26 weeks in a nursing home. Other statistics put it at less than 14 weeks.

Veterans’ Benefits are available to veterans and widows of veterans who meet certain criteria.  Most people are unaware of a little known benefit that acts as a pension simply for being over 65.  I’m not talking about an insignificant amount of money either. In many cases it can add up to more than you receive from social security. Up to about $1,900 per month!

However, the majority of people (about half of all nursing home residents and most residents who use at home care or who live in assisted living facilities) pay costs out of their own savings. This is called Private Pay.

When your loved one pays privately, their money is eaten up by ever rising long-term care costs until eventually they become eligible for Medicaid.  

Still some people never become eligible because they either don’t understand their options, or they have somehow violated harsh Medicaid rules—even years ago when nursing home care was the furthest thing from their mind.

There’s no doubt in my mind that Alzheimer’s disease robs a person physically, mentally and financially, but with the right information and a little pre-planning you can minimize the negative impact your family will face.

And, there’s no time like the present to prepare.

It’s Like Winning the Worst

Kind of Lottery...

You see; the number of Americans who survive into their 80s and 90s is expected to increase (because of advances in medicine, medical technology and social and environmental conditions).  Yet, the frequency of Alzheimer’s disease and dementia also increases with age, so the number afflicted with this disease is expected to rapidly grow.

§       Alzheimer's is the sixth-leading cause of death (higher than diabetes.)

§       As many as 5.2 million people in the United States are living with Alzheimer’s (That’s 16% of all women, and 11% of all men in this Country. Now that is truly scary).

§       Every 71 seconds, someone develops Alzheimer’s.  

§       The number of new cases is expected to reach 454,000 per year by 2010, 615,000 per year by 2030, and 959,000 per year by 2050.

§       10 million baby boomers will develop Alzheimer's in their lifetime.

(Source: 2008 Alzheimer’s disease Facts and Figures; Alzheimer’s Association)

No one can predict with 100% certainty that our parents will not be affected; that we will not be affected.

The question becomes: will you be able to cope with the $2500 to $6000 or more needed per month to keep your loved one at home with in-home health care, at an assisted living facility or in a nursing home? How long will Medicare support you? Will you be eligible for Medicaid? Can you qualify for a Veteran’s Benefit that can provide tremendous support to offset costs?

Will you qualify for benefits or will the eligibility rules change and become more rigid?

But, for now, what I do know is that there is just so much misinformation out there.  Social workers, long-term care workers, hospital discharge planners, nursing home administrators all mean well, and are trying to help, but they don’t have the expertise to look at the “big” picture.

So a lot of bad advice is being passed out. Advice that can cost you thousands in extra care costs.

Even financial planners who you might trust to help you make decisions about how to qualify for benefits are often driven by financial incentives (commissions) and can provide highly damaging advice.

Being Misinformed Just Creates

Added Problems and More Fear

 It’s not my intent to scare you or to create more stress and worry. You have enough to worry about.  But if you are caring for someone with Alzheimer’s ... even if you suspect Alzheimer’s and are noticing some early symptoms ... you need to know what financial options are available, and start protecting your family’s finances and assets to prepare for the extraordinary costs ahead. 

And, in a moment I’m going to show you exactly how to do this, but before I do, let me share a brief story with you.

I’ve Been Exactly Where You Are

My Grandma Betty on her birthday

I’m Brian Willie and I have witnessed firsthand, the cruel impact Alzheimer’s and other diseases have not only on the person with the disease, but on their friends and family members as well.

I was in my late 20's when my Grandpa Gene was diagnosed with Shy Drager disease (a rare disease that has symptoms similar to Parkinson's but with elements of progressive dementia, like Alzheimer’s).

My Grandpa Gene and Grandma Betty were average seniors. They owned a modest home and a single car. They had worked hard all their lives and managed to tuck away a little money, but mainly lived on two social security checks and a very small pension.  

Over the years I watched Grandma Betty do an amazing job of trying to care for Grandpa Gene.  But, eventually it just became too much for her. As the disease progressed, my Grandpa required around the clock care.  She needed help and she needed it quickly.

And, while getting the best possible care was a huge concern, an unspoken concern was: How in the world was my Grandma Betty going to pay for that care?

I saw my whole family struggle to find financial help and noticed how much money they wasted on advice from Estate Planning firms, Financial Planners and CPA’s--professionals who knew how to deal with finances and investments and planning for what happens at the time of death, but had no clue how to help those who would outlive their money and assets.

In fact, this difficult time influenced me so strongly that it actually helped me become the person I am today – an advocate for the elderly and an elder law attorney.

Since then, I’ve been on a personal mission to help families-families just like yours to sort out this maze of government rules and teach them how to unlock benefits many don’t know exist.

My dedication to Elder Law dates back to 1995 when I struggled to help my grandparents find the answers they needed.

In my career as an Elder Law Attorney, I’ve helped so many families face their fear and come out on the other side in a position to move forward knowing they have taken the best steps to protect their loved ones.

In my law practice, while I do handle traditional Estate Planning services, which involves “what happens to my assets when I die" my primary focus is actually on “what happens when I outlive my income or my assets?" It is critical to answer both questions.  In fact, people today are more likely to outlive their income and assets due to an illness like Alzheimer's which requires them to need long-term care.

Today, people are living longer and longer--but through proper long-term care planning, you can legally protect your assets so that you don't outlive them and can even pass them on as an inheritance.

You see; at a time in their life when the burdens of life should be lifted, our seniors are suffering!

I not only started my elder law practice, but also created this program to help everyday people just like my grandparents and your husbands...wives..your mothers and fathers find the answers they so badly need, so YOU can preserve as much money as possible.

Most seniors don’t have the kind of money needed for long-term care costs. Most don’t know what programs are offered or if they are eligible for assistance. Many people are lost and confused over the qualification process and no longer know what information they can trust. 

What Happens To Surviving Family Members?

  When families do nothing, they often lose everything: their nest eggs, their home and their children’s inheritance, as they struggle financially to pay for the long-term care that’s needed.

Of course, it’s not the family’s fault. It's not your fault.

Even, if you were among the 2% of Americans who actually own a long term care insurance policy, you’d probably find that your policy contains a lot of coverage-limiting fine print.  Many policies exclude things like at-home care or the cost of assisted living, but families don’t find out until it’s too late. Long term care insurance policies may also end after a short period of time, and you can find yourself back in the same position. Too much money to qualify for government programs, yet not enough to pay privately without eventually just running out of money.

Plus, people from Medicare and Medicaid are taught to withhold money, much like insurance companies. They make the application process so confusing and it’s often difficult to get answers. It seems like the mentality of our government benefits programs are to “deny…delay..” In a sense, they are just hoping that if they make it so difficult to understand-you will give up and go away.

I’m angered by the frustration families feel ... by the bureaucracy of today’s system ... and the “insurance- like” mentality of the government to deny first and ask questions later.

I don’t think it is right that families who work so hard and have saved some money, own a home…have invested wisely… are asked to give it all up to pay for this horrible disease.

It’s Best To Get Professional Advice

What families really need is a firm understanding of the costs of long term care (in-home health care, assisted living, nursing homes, etc) and how each of the main government programs work, and more importantly, how they all fit together, so that you are well equipped to help your loved one plan ahead.

But, I also believe that this advice needs to be comprehensive, yet affordable.

Not everyone has the financial resources to invest upwards of $3000 to $12,000 for an Elder Law Attorney to help them.  Most elder attorneys charge $250.00 to $350.00 an hour or more, and depending on the complexity of your situation you could be looking at thousands in consultation and planning fees.

Until NOW!

I’ve come up with a way for you to get literally thousands of dollars of Elder Law guidance for a complete fraction of the cost.

So if you’d like to end the confusion about how our government benefit programs work ... such as Medicare, Medicaid and Veteran’s Benefits…and find out how each of these programs overlap and can work together... and how by learning specific rules, you could literally save thousands or even hundreds of thousands of dollars in long-term care costs-- then this program is right for you.

Every day I work with families…families just like yours who can’t seem to sort through the complexities of our system. (The rules are forever changing and can be so confusing.).

Many of you have told me that you need help. And, I’ve heard first hand how you’ve spent hours researching on your own, only to end up confused, frustrated and spinning your wheels.

So BEFORE you invest thousands of dollars with Financial Planners, or CPA’s and get potentially damaging advice ...

BEFORE you sell your loved ones home or drain your family’s life-savings ...unnecessarily

BEFORE you spend money to hire an Elder Law Attorney,

and most importantly

BEFORE you do the wrong thing and fall into the traps so many people do--traps that end up costing them thousands...I’d like to present an affordable alternative to you.

Ready to take action? Click here to get help now!

Early Praise For "Ultimate Alzheimer's Care Rescue Program."

How Would You Like To Learn the Exact Rules Elder Law Attorneys Use Every Day, So You Can Finally Make Well-Thought-Out Decisions?

You see, I’ve prepared a comprehensive package that can help you trim countless hours from your research and give you a keen understanding of how each program works.

The bottom line is that I've put my heart and soul into this project, and nothing is being left out.  I’ve literally spent more than 200 hundred hours putting together this complete, comprehensive package for you.

This is a COMPLETE program that will help you understand all of the major financial and long-term care planning decisions you will face when Alzheimer’s disease has invaded your life.

... Plus, stop you from having to fork over thousands for legal advice, until you’re ready to take specific action.

And, it’s been all been laid out for you... in a logical, easy-to-follow manner ... so you’ll know exactly when these critically important planning details need your attention.

This is truly a one-of-a-kind program that will provide accurate answers so that you can then make well thought out, informed decisions that will prevent you from taking a wrong turn which could cost you thousands.

This is not another book on Medicaid, or some article on how a Veteran's Benefit "may" be available to you. One of the main reasons I created this program is that everyone who has written books seems so secretive about how each of these programs work in great detail.  The books out there give you only one small piece of the puzzle, but then leave it up to you to figure out how it fits in to the big picture.

This is literally the nuts and bolts of everything you need to know about how you go about qualilfying for the important government programs you may so badly need so that you don't go broke paying for Alzheimer's care.

How Can This Program Help You
Save Money?

You’ll understand exactly what planning is needed, when to do it, and most importantly how to avoid all the traps and pitfalls when trying to qualify for government benefits.  These traps and pitfalls are the #1 cause of people being disqualified from receiving the benefits.  These are the innocent mistakes people so frequently make that end up costing them thousands and in some cases hundreds of thousands of dollars. Why? Because they are forced to pay privately with their own funds, or borrow from their friends and families because they were either denied or told they must ride out stiff penalty periods--periods of ineligibility. 

But there really is a better way...

You’ll not only be pointed in the right direction, (heck I'll practically drive you there!) so you can find out what your alternatives are, before you make costly mistakes such as selling a home or transferring savings, or adding loved ones to joint accounts.

You’ll walk away with an absolutely firm understanding of exactly how the system works, what questions to ask, and the information you’ll need to get the ball rolling.

Of course, at some point you may still need to see an Elder Law Attorney, but you’ll be far and away ahead of every other person walking into their office, because you’ll have been able to take the right steps and more importantly avoid the missteps so many people take-steps that cost them thousands and sometimes hundreds of thousands of dollars. You’ll be completely prepared for your consultation, and likely able to substantially reduce your consultation time and costs.

More importantly-knowledge is power. And to date, no program like this has ever been created.  This will be you receiving an easy-to-follow, step-by-step education on exactly how this works, directly from a highly experienced Elder Law Attorney.

And…with that knowledge you can finally stop spinning your wheels trying to figure out the big picture of how all of these programs work and how they tie in together. This is truly a once in a lifetime opportunity to learn the rules that top elder law attorneys rely on…and use them to go out into the world and help your loved one in a very real and meaningful way.

Introducing....

"ULTIMATE ALZHEIMER'S CARE RESCUE PROGRAM"

Literally "Push Button" Easy-No Technical Skills Required

Audios Plus Full Transcripts!

With this program you'll get 6 comprehensive educational modules-all laid out in detailed audio recordings with complete written transcripts--allowing you to listen and read along anywhere and at anytime.

I’ve recorded these as audios so it won’t take away from your already hectic lives. You can listen on the way to work, while cleaning the house, or while soaking in a hot bath.  While videos are good for some programs-they end up tying you to your computer to watch them. I want to free you from this so that you can learn this material anytime.     

And, there’s no need to fumble through pages of complicated legal jargon. I’m going to take you by the hand through the entire process. Simply listen as I explain each step, each detail, in easy everyday language! No legal mumbo jumbo here.

I even included full transcripts of each audio so you can quickly read through them at any time.  

You'll also have the choice to just push play on your computer and immediately start listening to each module and bonus, or download the audio for later use to burn it onto a cd or your Ipod.

I promise you- it really is "push button" easy!

Look at Everything This  

Program Offers:

6 COMPLETE LEARNING MODULES:

Plus, you'll get my Medicare "Cheat Sheet." Since you will soon find that Medicare actually covers very little in the way of long-term care costs, I've broken it all out here in an easy reference chart. You'll be able to quickly and easily determine what Medicare will and won't pay for.

The ONLY Comprehensive Long-Term Care Information Package for Families Facing Alzheimer’s!

Most people are confused and frustrated when it comes to sorting out the extraordinary costs and benefits available to help pay for in-home health care, assisted living costs or nursing home stays.

This comprehensive 6 module audio course will give you all of the right information and steer you in the right direction so that you are in the best position possible to make the right decisions for you and your family. 

Armed with this knowledge you will be better equipped to apply for the right kind of financial assistance, save money on legal fees and potentially save thousands or even hundreds of thousands on long-term care costs for your loved one.  

Taking no action or handling your income and assets incorrectly can be financially devastating.  Not just in added legal fees (because “crisis” planning can be very expensive), but just in pure savings on long-term care costs.

Ok Brian, So What Is This Going To Cost?

Before we get on with the cost of the program, let's talk about what it won't be costing you.

You could easily pay $350 per hour ... and fork over $3000 to $12000 (or more) to an experienced, qualified Elder Law Attorney to evaluate your situation, help you preserve assets and qualify for financial assistance.

My one hour consultation fee is normally $350. But you are going to get well over 7 hours of the highest quality, most up-to-date information out there.  Information presented to you,  just like you and I are sitting down together in my office. And that's just the main program.

You will get several more hours of extraordinary information from a team of Alzheimer's and long-term care experts I've assembled in the bonus section!

7 hours face-to-face with an Elder Law Attorney would likely cost you at least $2,000. The experts I've assembled in the bonuses I'm giving away are some of the top people in the Country in their fields.

Now, of course I can’t promise that my "Ultimate Alzheimer's Rescue Program" will help resolve all of your family’s personal situation, but I can promise that you’ll have an extremely thorough understanding of each program available, all of the important documents you’ll need and the best financial strategies to follow to protect your loved one's home, car, life savings and other assets.

Let's face it, just to take your loved one to a good doctor for one visit can cost $250-350 without insurance.  And that's just the visit alone.

You wouldn't think of attacking this disease without a good doctor in your corner right? The same thing goes for having the right information about how to pay for this devistating disease and do so without going broke.

One way to look at this is when you participate in my program--if you receive only one strategy you can use which ends up saving you even one month from having to pay privately for at-home care, an assited living facility or a nursing home-you would be saving a minimum of $2,500-6,000 just from that one piece of information! 

But, I've provided hundreds of strategies, tips and techniques that could end up saving you much, much more than that.

Some people thought I should charge at least $2,000 for this program, but I told them no way, that would be too much for families struggling to find answers. 

You May Be Surprised To Learn That You Can Pick Up My Program Starting at Just $197

Now why would I do this? Well I have a favor to ask from you in return.  Since this is the first time I'm offering the program, I'm looking for a lot of feedback and would love a testimonial from you. So this first time around I'm offering access to my full program at a steep discount. Once I close the doors in 7 days or less (see below), it may be awhile before I bring back the program and I'm likely to start the price off at anywhere from $397-597. Also, $197 is for an instantly downloadable version, (not a physical product) so I can keep my costs down a bit. But you will have the opportunity to get a physical hardcopy version of my program if you go with the Gold + (See details below).

So early birds do get the worm as they say! All I'm asking for is if you like the program-you agree to do a written or preferably an audio recorded testimonial that I can use at a later time so that other people struggling with Alzheimer's can see the value in my program.

Sound fair?

For a little more you can also get deluxe versions of the program that will also include some additional truly special bonuses and direct access to some coaching from me.  Either way, it's your choice.

Strategies That Could Literally

SAVE You $1000’s in Long-Term Care!

And, best of all, this program doesn’t require a lot of time, previous knowledge or any intense study at all. It’s delivered in an easy to understand, simple to follow audio format (with full transcripts for added convenience).  I’ve broken it all out in an easy to understand, step-by-step manner. You can’t get this level of detail in any book or other program, online, or offline. Period.

 It’s that powerful. And as you'll read more soon-there is absolutely zero risk on your part.

...I Have to Close Down Access No Later Than This Friday, May 8th.

Since this is my first time offering this one-of-a-kind program, I've decided to strictly limit access.  And spots have been filling up fast. I want to be able to clearly focus on you individually and provide you with the attention you deserve. If I let too many people in, I won't be able to do that, and I just don't work that way.  I launched this May 1st.  This Friday, 7 days will have passed, and I'm going to have to close the doors on access to the program as promised, and I may not bring it back for awhile. 

And since I have ALOT of people who receive my emails and newsletter and an almost frenzy of people who have been filling up spots, you do have to act fast...

Brian, I'm Worried About Ordering Online

Some people are worried about giving out credit card information online. Be assured that your order is 100% secure through McAfee Secure, the most robust, security system online. It's tested every day, and is used by thousands of merchants online. 

3 Powerful Programs to Choose From

(Scroll through each program to see all of the FREE bonuses!)

Remember, this program is not only comprehensive, but it is truly one-of-a kind...and delivers only the most up-to-date information that you can trust. It’s NOT just a bunch of random ideas thrown together.  You will be given a complete, step-by-step understanding of how each long-term care program works, in great detail so that you can make well thought out decisions.

Try My "Ultimate Alzheimer's Care Rescue Program"

Better Than-Risk Free, 60 Day Money Back Guarantee!

My Iron Clad Guarantee to You

Ready to find the answers you need? Click here and get started TODAY!

Warmest regards,

Brian Willie

Elder Law Attorney

P.S.  There’s rarely an opportunity to learn how you can stop depleting your assets and spending your hard earned income on long-term care costs and I’m ready to hand it to you to end your confusion.   Click here to get started today!

P.P.S.  Remember, you are completely protected by my 60-Day Full Money-back Guarantee. Try my "Ultimate Alzheimer's Rescue Program" for 60 days and if you’re not completely satisfied, I’ll give you your money back – no questions asked, and absolutely no hassles.

ORDER NOW!

Hill Country Consultants, Inc.

12400 St. Highway 71 W.

Ste. 350-370

Austin , TX 78738

DISCLAIMER. The information you are purchasing is for educational and informational purposes only and to stimulate a discussion among people with a common interest in these issues. Therefore nothing contained on this site, the information purchased from this site, nor in any follow up materials I provide are to be construed as legal advice. This site and all information you receive describe general, non-specific legal information and rules vary signifanctly from state to state. They are not intended to cover all the issues related to the topics discussed. Accordingly, please note that by using this site and purchasing the materials from this site, you acknowledge that the information on this site and continuing information provided is being provided "as is" and not as legal advice on any matter. No income claim or guarantees of outcomes are being made in any way. No attorney-client relationship is hereby established between the reader and Brian Willie. Neither this web site nor any on-going information are solicitations for your business as a direct client by Brian Willie or his law firm. By signing up for this service, you acknowledge that you have both read this disclaimer and understood its terms, and agree to indemnify, defend and hold Brian Willie, Hill Country Consultants, Inc. and all affilliated entities harmless.

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